Cookie Policy 2026

This Cookie Policy provides transparent information about the use of cookies on CheckEverything.at — in compliance with the General Data Protection Regulation (GDPR) and Austrian data protection law (DSG 2000). Last updated: May 28, 2026.

1. What are Cookies?

Cookies are small text files stored by your web browser on your computer, tablet, or smartphone when you visit a website. They contain anonymised information — no programs, no viruses. Your browser sends the cookie data back to the same website on each subsequent visit. This allows the website to "remember" your settings and display relevant content when you return.

Two types exist: session cookies are automatically deleted when you close your browser. Persistent cookies remain stored for a longer period — typically 12 to 24 months — and help the website recognise you on repeat visits.

2. Legal Basis: GDPR and ePrivacy

In Austria, several legal sources govern the use of cookies. The General Data Protection Regulation (GDPR) applies EU-wide and requires a legal basis for processing personal data — for cookies, this is typically your consent (Art. 6(1)(a) GDPR).

The ePrivacy Directive (Directive 2002/58/EC) specifies for electronic communications: non-necessary cookies may only be set with your informed, active consent. Since 2024, the Telecommunications Act (TKG 2021) also applies in Austria.

The Data Protection Authority (DSB) is the competent supervisory authority for Austria. Violations can result in fines up to 20 million euros or 4 % of global annual turnover.

3. Cookies We Use

3.1 Necessary Cookies

These cookies are technically required for the website to function. They enable basic features such as navigation, language selection, and storage of your consent decision. These cookies do not require consent — they are permitted under Art. 6(1)(f) GDPR (legitimate interest), since the website would not function without them.

3.2 Analytics Cookies (Google Analytics, Tag Manager)

These cookies help us understand how visitors interact with CheckEverything.at — which pages you read most frequently, how long you stay, where you enter and exit. Data is aggregated and anonymised: we see patterns (e.g. "homepage → credit guide → exit"), but no individual user profiles.

Google Analytics and Tag Manager process data according to the Google Privacy Policy. You can also block Google Analytics via the browser add-on for deactivation.

Legal basis: Your consent (Art. 6(1)(a) GDPR). Without your consent, no analytics cookies are set.

3.3 Marketing Cookies (Affiliate Partners)

CheckEverything.at is partially financed through affiliate partnerships — e.g. with durchblicker.at for credit and insurance products or Giromatch AT for credit products. If you visit a provider via one of our links and submit an application, we receive a referral commission. These cookies track whether a click on an affiliate link occurred.

Affiliate cookies contain no personal data — only an anonymised transaction ID for commission settlement. They serve exclusively to finance the website.

Legal basis: Your consent (Art. 6(1)(a) GDPR). Without your consent, no marketing cookies are set.

4. Third-Party Cookies

In addition to our own cookies, we use services from third-party providers. These process data according to their own privacy policies — we have no full access to this data and recommend that you contact the providers directly.

Google Analytics / Tag Manager

Provider: Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. Privacy Policy

5. Third-Country Data Transfers

Our website uses Google services (USA). GDPR allows third-country transfers only with appropriate safeguards. Google provides Standard Contractual Clauses (SCCs) under Art. 46(2)(c) GDPR. Your data is processed in data centres in the USA and Europe.

6. Data Retention Periods

• Session cookies: automatically deleted after closing the browser
• Consent cookies: 12 months — we then ask again for your consent
• Analytics data (Google Analytics): 14 months (anonymised, aggregated)
• Affiliate tracking: 30 days after last click

7. Your Data Subject Rights

As a data subject, you have the following rights under GDPR:

• Right of access (Art. 15): You can know what data is stored about you
• Right to rectification (Art. 16): Incorrect data will be corrected
• Right to erasure (Art. 17): Data will be deleted unless legal retention obligations apply
• Right to restriction (Art. 18): Processing will be restricted
• Data portability (Art. 20): You will receive your data in a standard format
• Right to lodge a complaint (Art. 77): Complaint to the Data Protection Authority (DSB)

Competent authority in Austria: Data Protection Authority (DSB), Barichgasse 40-42, 1030 Vienna.

8. Managing Your Cookie Settings

You can change your cookie preferences at any time via the Cookie Settings link in the website footer. There you can activate or deactivate individual cookie categories.

We also recommend adjusting cookie settings in your web browser:

• Chrome: Settings → Privacy and security → Cookies and site data
• Firefox: Settings → Privacy and Security → Cookies and Site Data
• Safari: Settings → Privacy → Cookies and website data
• Edge: Settings → Privacy and security → Cookies

9. Changes to This Policy

We update this Cookie Policy for significant changes — e.g. when we integrate new services, when legislation changes, or when cookie usage changes. The current version is always found on this page.

10. Further Information

For questions about the use of cookies on CheckEverything.at, please contact us:

• Email: info@checkeverything.at

Frequently Asked Questions

Author: Thomas Berger, Data Protection Officer CheckEverything.at. Last updated: May 28, 2026.