Legal Protection Insurance Austria 2026: Complete Guide
Legal protection insurance Austria: private, work, traffic and housing modules, waiting periods, exclusions. From €6/month — how to choose correctly.
May 27, 2026Read more
Insurance Guides Austria
Independent explainers on health, car, life and household insurance – current for 2026.
37 reviewed guide articlesLast updated:
Direct answer
This hub page lists every insurance guide on CheckEverything.at for Austria. The articles explain policies, deductibles, waiting periods and cancellation rules under Austrian law (VVG, KSchG) and reference supervisory and consumer bodies such as FMA, VVO, AK and VKI/Konsument.
TL;DR – the key points in 30 seconds
- Single landing point for every insurance guide: health, car, life, household, accident, legal protection, travel, liability.
- Austrian supervision: FMA (Financial Market Authority) regulates insurers, VVO is the insurers' association, AK and VKI/Konsument provide independent consumer advice.
- You can check a policy or run a non-binding quote – for example through our affiliate partner durchblicker.at (health, car, household, life, electricity, gas).
- Disclosure: Links marked "Affiliate" are paid recommendations – they don't cost you extra and help fund this content.
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Topics in this hub
Health Insurance for Students in Austria 2026: Family, ÖGK, Private
Health insurance students Austria 2026: family cover to 27 (ASVG § 123), ÖGK self-insurance €78.84/month, EU students EHIC, third-country mandatory cover.
May 27, 2026Read more
Dental Insurance Austria 2026: Expat-Ready Guide
Dental insurance in Austria 2026: what ÖGK covers, expat options, costs, waiting periods, and when a supplementary policy pays off.
May 27, 2026Read more
Car Insurance Austria 2026: Complete Guide to KFZ-Versicherung
Car insurance in Austria 2026: mandatory liability, Teilkasko & Vollkasko explained. Bonus-Malus levels, KIM-VO rules and how to switch correctly.
May 27, 2026Read more
E-Bike Insurance Austria 2026: Costs & Decision Guide
When is e-bike insurance worth it in Austria? Indicative cost ranges, KFG rules on Pedelec vs S-Pedelec, decision tree, FAQ. Update: helmet law May 2026.
May 1, 2026Read more
Health Insurance Austria 2026: Public vs Private Guide
Moving to Austria? Understand ÖGK public cover, when private insurance is worth it, what the e-card does, costs in 2026 and how to register.
Apr 21, 2026Read more
Baby Health Insurance Austria 2026: Baby Option Guide
Baby health insurance in Austria without health questions. How the baby option works, which insurers offer it, cost, deadlines and what ÖGK covers.
Apr 21, 2026Read more
Private Health Insurance Tax Deductible Austria 2026
Private health insurance in Austria 2026: why premiums are no longer deductible since 2021, what self-employed can still claim, and how medical costs help.
Apr 20, 2026Read more
Switch Health Insurance in Austria 2026: Honest Guide
Switching private health insurance in Austria: VersVG cancellation periods, health questions, durable-discount clawback. With sample letter.
Apr 19, 2026Read more
Health Insurance Self-Employed Austria 2026: SVS Guide
SVS contribution 2026 from €37.48/month, lower the 20% co-payment to 5%, opting-out for freelancers, avoiding back-assessment. The complete guide.
Apr 19, 2026Read more
Private Health Insurance Austria at 30: 2026 Expat Guide
Moving to Austria in your 30s? Whether private health insurance is worth it: real costs, ÖGK gaps, expat-specific waiting periods. Honest 2026 take.
Apr 5, 2026Read more
Compare Legal Protection Insurance Austria 2026: 7 Criteria
Compare legal protection insurance in Austria 2026: 7 criteria, insurer landscape (D.A.S., ARAG, UNIQA), waiting period, coverage sum, deductible.
Feb 27, 2026Read more
Home Insurance Comparison Austria 2026: The 7 Criteria Framework
Home insurance comparison Austria 2026: sum insured, deductible, natural disaster clauses, sublimits and liability bundling — key criteria explained.
Feb 27, 2026Read more
EV Insurance Austria 2026: New Tax & Special Coverage Explained
Electric vehicle insurance in Austria 2026: New motor-related insurance tax, battery protection, wallbox coverage. Compare EV insurance rates and save.
Feb 27, 2026Read more
Car Insurance Comparison Austria 2026: Criteria & Decision Guide
Compare car insurance in Austria 2026: criteria, deductible effect, Bonus-Malus, EV tariffs and three example scenarios for the right choice.
Feb 27, 2026Read more
UNIQA vs. Merkur Health Insurance Guide: Austria 2026
UNIQA or Merkur for private health insurance in Austria? Private room, specialist, Novum, premiums and switching explained. Honest 2026 guide.
Feb 5, 2026Read more
Public Doctor Wait Times Austria 2026: Current Data
Public doctor wait times in Austria: up to 63 days for a specialist. Study data by specialty, region and tips to reduce your waiting time.
Feb 5, 2026Read more
Is Sonderklasse Insurance Worth It? Austria Guide 2026
Is Sonderklasse (private hospital room) insurance worth it in Austria? 10-question check, verified costs from EUR 80/month, providers and alternatives.
Feb 5, 2026Read more
Private Health Insurance Over 50 in Austria: Is It Still Worth It?
Private health insurance over 50 in Austria: costs, acceptance chances, pre-existing conditions, key add-ons and the long-term care question assessed.
Feb 5, 2026Read more
Travel Insurance Austria 2026: Guide, Costs & Components
Travel insurance Austria: E-Card gap, health, cancellation, luggage. Costs from €30/year, modules, BMEIA travel advisories & pandemic clauses explained.
Jan 3, 2026Read more
Private Liability Insurance Austria 2026: The Complete Guide
Private liability insurance Austria 2026: what it covers, recommended sum insured, rules for families, tenants, dog owners and rented-property damage.
Jan 3, 2026Read more
Motorcycle Insurance Austria 2026: Cover & Teilkasko
Motorcycle insurance Austria 2026: mandatory liability (KFG § 59), Bonus-Malus levels 0–17, seasonal plates, Teilkasko and Vollkasko with example premiums.
Jan 3, 2026Read more
Life Insurance in Austria 2026: Types, Costs & Tax Guide
Life insurance Austria 2026: term, whole life, unit-linked and the state-subsidised PZV pension product — coverage, tax rules and cancellation explained.
Jan 3, 2026Read more
Household Insurance Austria 2026: The Complete Guide
Household insurance Austria 2026: contents and private liability for renters and owners. Coverage, sum insured, deductible, natural hazards, cancellation.
Jan 3, 2026Read more
Homeowners Insurance Austria 2026: The Complete Guide
Everything about homeowners insurance in Austria: Building + contents combined. 7 providers compared. Save up to €800. 10-year discounts up to 40%.
Jan 3, 2026Read more
Home Insurance Austria 2026 – Building Cover Guide for Homeowners
Home insurance (Eigenheimversicherung) in Austria: what the building policy covers, when banks require it, how flood and earthquake clauses really work.
Jan 3, 2026Read more
Health Insurance in Austria: The Complete 2026 Guide
How Austria's health insurance system works: statutory cover (ÖGK, SVS, BVAEB), e-card, Wahlarzt vs Kassenarzt and private supplementary insurance 2026.
Jan 3, 2026Read more
E-Bike Insurance Austria 2026: The Complete Guide
E-bike insurance Austria 2026 — Pedelec, S-Pedelec, cargo bikes: KFG classification, theft and full-cover protection, battery clause and helmet rules.
Jan 3, 2026Read more
Cat Insurance Austria 2026: Surgery, Full Health & Tariffs Explained
Cat insurance in Austria 2026: surgery cover, full health, indoor vs outdoor, providers, premium drivers and FAQ - an independent Austrian guide.
Jan 3, 2026Read more
Bicycle Insurance Austria 2026: Theft, Coverage & Practical Guide
Bicycle insurance Austria 2026: when is it worth it, what household insurance covers, which lock requirements apply, and how to file a claim.
Jan 3, 2026Read more
Private Accident Insurance Austria 2026: Guide
Private accident insurance Austria 2026: benefits, disability levels and progression explained. Why the statutory AUVA does not cover leisure accidents.
Jan 3, 2026Read more
Special Class Insurance Deductible in Austria: Guide 2026
Deductible on special class (Sonderklasse) insurance Austria: models, break-even maths, provider overview and eight FAQs. 2026 guide.
Dec 23, 2025Read more
Psychotherapy Insurance Austria 2026: Costs & Coverage
ÖGK pays 33.70 EUR per session for psychotherapy in Austria, while therapists charge 70 to 150 EUR. How supplementary insurance closes the gap.
Dec 23, 2025Read more
Private Health Insurance Cost Austria 2026: Monthly Guide
What does private health insurance cost per month in Austria in 2026? Monthly premiums by age, tariff, and insurer, plus nine tips to save. Guide.
Dec 23, 2025Read more
Wahlarzt ÖGK Reimbursement 2026: How Much You Get Back
How ÖGK reimburses a Wahlarzt (private doctor) bill in Austria: 80% rule explained, 42-month deadline, WAHonline since 2024, real refund rates by province.
Dec 23, 2025Read more
Option Tariff Special Class After Accident Austria 2026
Option tariff special class after accident: from €8/month, Austrian providers, waiting periods, lifetime cost calculation. When the entry pays off.
Dec 23, 2025Read more
MRI Wait Times Austria 2026: Public vs Private, Cost & Reimbursement
MRI wait times Austria 2026: public 14–40 days (Vienna 14–25 days), private 1–5 days from €270, real ÖGK reimbursement €75–110.
Dec 23, 2025Read more