Finance

Pension Increase Austria 2027: Calculator & Net Table

Austria's 2027 pension increase: 2.95% standard, 3.3% minimum pension, fixed €204.44 above €6,930 gross. With calculator, 2026 figures and net examples.

By CheckEverything.at Editorial Team•July 26, 2026•10 min read•Updated October 15, 2026

Disclosure: This article contains affiliate links, including links to durchblicker.at. If you sign a contract through these links, we earn a commission at no additional cost to you. Nothing here is tax or legal advice.

The pension increase Austria has settled for 2027 (Pensionserhöhung) is 2.95% for most pensions up to €6,930 gross, 3.3% for the minimum pension (Ausgleichszulagen-Richtsatz), and a fixed amount of €204.44 a month for pensions above €6,930. The Nationalrat passed the rule on 8 July 2026 as part of the 2027–2028 Budget Accompanying Act, and the Bundesrat approved it on 16 July 2026. It was then published in the Federal Law Gazette (Bundesgesetzblatt) as BGBl. I No. 62/2026 on 29 July 2026.

For most pensioners, that means noticeably more in the account from January 2027. The calculator below shows in seconds which tier applies to your gross pension. If you already have a bit more to work with, it is also a fair moment to review your own cover, for instance a supplementary health plan for retirees at durchblicker.at (ad).

Key takeaways

  1. Minimum pension (Ausgleichszulagen-Richtsatz): 2026 threshold €1,308.39, increase +3.3% (factor 1.033); the official 2027 threshold has not been published yet
  2. Standard pensions between €1,308.39 and €6,930: +2.95%
  3. Pensions above €6,930 (total pension income): fixed +€204.44 a month
  4. Published as BGBl. I No. 62/2026 (29 July 2026)
  5. Compared with 2026 (2.7% only up to €2,500, then a fixed €67.50), the 2027 round is clearly more generous for mid-range pensions

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How much is the Austria pension increase 2027?

For 2027, the government agreed a tiered pension adjustment (Pensionsanpassung) with three levels, so that lower pensions rise by more than higher ones.

The aim of this tiered structure is to protect the purchasing power of minimum pensions more than that of high pensions. It was passed as part of the 2027–2028 Budget Accompanying Act with votes from the ÖVP, SPÖ and NEOS, while the FPÖ and the Greens voted against it.

The three tiers in detail

Tier 1, minimum pension: the compensatory supplement threshold (Ausgleichszulagen-Richtsatz) rises by 3.3% (factor 1.033 under § 823(5) ASVG). Calculated from the 2026 threshold of €1,308.39, that comes to roughly €1,351.57; the Pension Insurance Institute will announce the official 2027 threshold.

Tier 2, standard pensions: gross pensions between €1,308.39 and €6,930 (the 2026 ASVG contribution ceiling, written into the law as a fixed threshold) rise by 2.95%. That covers most pensioners. How the 2027 contribution ceiling is calculated is explained in our guide to the marginal employment threshold and contribution ceiling 2027.

Tier 3, high pensions: once total pension income exceeds €6,930, there is no longer a percentage, just a fixed amount of €204.44 a month. That figure equals 2.95% of €6,930.

Pension increase Austria 2027 table: all figures at a glance

Pension tierIncrease
Minimum pension threshold (2026: €1,308.39)+3.3% (factor 1.033)
€1,308.39 to €6,930 (ASVG contribution ceiling)+2.95%
Above €6,930 (total pension income)Fixed +€204.44/month

Source: 2027–2028 Budget Accompanying Act, BGBl. I No. 62/2026 (see legal status below).

Pension increase Austria 2027 calculator and worked examples

No appetite for mental arithmetic? Enter your current gross pension and the calculator assigns it to the right tier and shows your new gross pension from January 2027.

Pension Increase 2027 Calculator

Enter your current gross monthly pension to see which tier of the 2027 pension adjustment applies to you and what your new gross pension will be from January 2027. Guidance only, not legal advice.

Note: indicative calculation based on the 2027-2028 Budget Accompanying Act (BGBl. I No. 62/2026). Only the notice from your pension insurance carrier is binding. Special cases (compensatory supplement, multiple pensions, retirement during the year) are not covered.

Worked examples: €1,000, €1,500, €2,500, €6,930+

Gross pension todayIncreaseNew gross pension
€1,000 (below the threshold, topped up via Ausgleichszulage)Topped up to the new thresholdcalculated at roughly €1,351.57 (official 2027 threshold not yet published)
€1,500+2.95% = +€44.25€1,544.25
€2,500+2.95% = +€73.75€2,573.75
€6,930 and aboveFixed +€204.44e.g. €6,930 → €7,134.44; €10,000 → €10,204.44

The first row reflects the compensatory supplement mechanism: a personal pension below the threshold is topped up to the threshold anyway, provided the other eligibility conditions are met. The 3.3% increase applies to the threshold itself, not to an isolated calculation on the lower personal pension.

Gross vs net: what actually stays in your pocket?

As with employees, a health insurance contribution is deducted from the gross pension first. If total income sits above the tax-free threshold, income tax under the progressive rate schedule is added on top. Our guide to Austria's income tax brackets 2026 explains the schedule in detail.

The Austrian news portal 5min.at has worked out the net effect of the 2027 increase:

Gross pension 2026New gross pension 2027Net gain per month
€1,500€1,544.25approx. €41.59
€2,500€2,573.75approx. €60.96
€3,500€3,603.25approx. €76.78
€5,000€5,147.50approx. €101.74
€6,900€7,103.55approx. €130.25

Net figures: calculations by 5min.at, rounded. Your actual amount depends on your individual situation.

For the fixed €204.44 on pensions above €6,930 no source publishes a flat net figure, personal tax progression decides. Your pension notice is what counts; the Pension Insurance Institute (Pensionsversicherungsanstalt, PVA) can help in case of doubt.

Pension increase 2026 vs 2027: what changed?

A look at the current year shows how differently the 2027 adjustment is built. In 2026, according to the Pension Insurance Institute, pensions received 2.7% only up to €2,500 total pension income, and a fixed €67.50 a month above that.

Pension increase 2026Pension increase 2027
Standard percentage2.7%2.95%
Percentage applies up to€2,500€6,930
Above that: fixed amount€67.50/month€204.44/month
Minimum pensions2.7%+3.3% (factor 1.033)

For mid-range pensions that is a real difference. On €3,500 gross, 2026 brought only the fixed €67.50; in 2027 it is +€103.25, the full 2.95%.

One detail for recent retirees: separate pro-rating rules (Aliquotierung) apply to new pensions. Anyone who retired in 2025 received only half of the 2026 adjustment, per the Pension Insurance Institute. How your own retirement date affects the 2027 increase is answered bindingly by the PVA.

Minimum pension and the compensatory supplement in 2027

The compensatory supplement (Ausgleichszulage) is not a separate pension type, it tops up pensioners whose total income falls below the threshold. For 2027 the threshold is multiplied by 1.033; calculated that way, it comes to roughly €1,351.57 for single recipients. The Pension Insurance Institute will announce the official figure. Anyone with a lower personal pension who meets the conditions is topped up to this amount automatically.

The calculation also takes other income into account and, for married or partnered recipients, household income as a whole. Existing compensatory supplements are adjusted automatically by the Pension Insurance Institute, no fresh application is needed for that. Anyone applying for the supplement for the first time should contact the Pension Insurance Institute directly.

This income group in particular benefits from a look at retirement provision. A life insurance policy in Austria (ad) can provide extra cover for dependants if the state pension alone is not enough. For a broader view of the cost side of retirement, see our cost of living guide for Austria.

Pension account: what the increase means for it

The annual pension adjustment is often confused with the growth of the pension account (Pensionskonto). They are two separate mechanisms.

The pension account is kept by the umbrella association of social insurance carriers for everyone born on or after 1 January 1955. Each calendar year, 1.78% of your contribution bases is credited as a partial credit (Teilgutschrift), per oesterreich.gv.at. Those credits grow with the revaluation factor (Aufwertungszahl), which follows average wage growth, not with the pension adjustment.

The 2.95% of the 2027 increase therefore only applies to pensions already being paid out. If you are still working, you can check your account balance via FinanzOnline or the pension account portal, or request a statement from your insurance carrier.

Is the 2027 pension increase actually confirmed? The legal status explained

Yes, for standard pensions the rule is already settled law. The 2027–2028 Budget Accompanying Act, with the 2.95%, 3.3% and €204.44 figures, was passed by the Nationalrat on 8 July 2026 and approved by the Bundesrat on 16 July 2026. It was published on 29 July 2026 as BGBl. I No. 62/2026. The responsible body is the Ministry of Social Affairs, and current payment figures are maintained by the Pension Insurance Institute.

According to the Pension Insurance Institute, the increase will first be paid with the regular pension payment on 29 January 2027. For a pension with an effective date (Stichtag) in 2026, the first adjustment is only half (1.475% or a fixed €102.22).

The special pensions side issue (motion 937/A)

One separate point does not concern standard pensions at all, but so-called special pensions (Sonderpensionen) that fall under the regional states' authority. Extending the €204.44 cap to these pensions needs a constitutional provision passed with a two-thirds majority. On 7 July 2026, with the votes of every parliamentary group, the Nationalrat referred that provision back to the Social Affairs Committee for further deliberation; according to the parliamentary press service, it would otherwise probably have failed to reach the two-thirds majority. MPs have until the end of the year to agree, and Social Affairs Minister Korinna Schumann said she hoped for a solution in the autumn. As of 15 October 2026, no further step on motion 937/A has been recorded. For the standard state pension most readers hold, this changes nothing about the rates above.

What the pension increase means for your provision

More pension income is also a good prompt to review your own cover. Three areas are worth a second look:

And if you plan to keep working past retirement age: under the new Aktiv-Pension scheme, pensioners can earn up to €15,000 a year tax-free from 2027, with the 10.25% pension insurance contribution waived, according to the Federal Chancellery.

Frequently asked questions about the pension increase 2027

How much is the Austria pension increase in 2027?

The 2027 pension increase is 2.95% for standard pensions up to €6,930 gross, 3.3% for the minimum pension (Ausgleichszulagen-Richtsatz), and a fixed amount of €204.44 a month for pensions above €6,930.

When does the 2027 pension increase take effect?

As with the annual pension adjustment generally, the increase applies from 1 January 2027. Separate pro-rating rules apply to new retirees: anyone who retired in 2025 received only half of the 2026 adjustment. The Pension Insurance Institute gives binding information for your own retirement date.

Is the 2027 pension increase actually confirmed?

Yes. The 2.95%, 3.3% and €204.44 figures are part of the 2027–2028 Budget Accompanying Act, passed by the Nationalrat on 8 July 2026 and approved by the Bundesrat on 16 July 2026. The act was published in the Federal Law Gazette as BGBl. I No. 62/2026 on 29 July 2026.

How much was the pension increase in 2026?

In 2026, pensions rose by 2.7% up to €2,500 total pension income, with a fixed €67.50 a month above that, per the Pension Insurance Institute. The 2027 round is clearly more generous for mid-range pensions, applying 2.95% all the way up to €6,930.

What is the compensatory supplement and who gets it?

The compensatory supplement (Ausgleichszulage) tops up pensions below the threshold to a minimum level, provided eligibility conditions are met. In 2027 the threshold rises by 3.3% (factor 1.033). Calculated on that basis, it comes to roughly €1,351.57 a month for single recipients. The Pension Insurance Institute will publish the official figure.

How much of the pension increase stays net?

On a €2,500 gross pension, roughly €61 net a month stays after deductions, and on €6,900 gross roughly €130, according to calculations by 5min.at. For the fixed €204.44 above €6,930 no flat net figure exists; it depends on individual tax progression.

What is a good pension in Austria?

For context: according to Statistik Austria, the average old-age pension in December 2024 was €1,563 gross per month for women and €2,620 for men, paid 14 times a year. Anything above those figures is above average for the respective group.

What about special pensions in the regional states?

A planned constitutional amendment would have extended the €204.44 cap to regional special pensions. On 7 July 2026 it was referred back to committee by a unanimous Nationalrat vote; agreement is possible until the end of the year. As of 15 October 2026, no further step on motion 937/A is recorded in parliament. Standard pensions are not affected.

Conclusion: the 2027 pension increase, at a glance

For the large majority of pensioners, the 2027 pension increase is already settled law: 2.95% for standard pensions, 3.3% for the minimum pension, and a fixed €204.44 for high pensions. Compared with 2026, when everything above €2,500 got only a fixed €67.50, mid-range pensions do considerably better this time. On the narrowly scoped side issue of regional special pensions (motion 937/A), no further step has been recorded as of 15 October 2026.

Use the calculator above to check which tier applies to your gross pension, and treat the higher amount from January 2027 as a prompt to review your own cover. Whether that means supplementary health cover, life insurance or a building savings plan, comparing your options costs nothing and can pay off over time.

Last updated: 15 October 2026. Legal basis: BGBl. I No. 62/2026. On the special pensions side issue (motion 937/A), no further step has been recorded as of 15 October 2026; we will update once the Nationalrat decides.

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CheckEverything.at Editorial Team

Editorial Team

The CheckEverything.at editorial team produces independent guides on insurance, finance, energy and mobility in Austria. The content draws on Austrian Tier-1 sources such as AK, FMA, OeNB and E-Control.

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