Insurance
Legal Protection Insurance Austria 2026: Complete Guide
Legal protection insurance Austria: private, work, traffic and housing modules, waiting periods, exclusions. From €6/month — how to choose correctly.
16 min read
Insurance guides
38 independent guides on Insurance — kept current for the Austrian market.
← View all topics
Insurance
Health Insurance for Students in Austria 2026
Health insurance students Austria 2026: family cover to 27 (ASVG § 123), ÖGK self-insurance €78.84/month, EU students EHIC, third-country mandatory cover.
13 min read
Insurance
Dental Insurance Austria 2026: Expat-Ready Guide
Dental insurance in Austria 2026: what ÖGK covers, expat options, costs, waiting periods, and when a supplementary policy pays off.
16 min read
Insurance
Car Insurance Austria 2026: Complete KFZ Guide
Car insurance in Austria 2026: mandatory liability, Teilkasko & Vollkasko explained. Bonus-Malus levels, KIM-VO rules and how to switch correctly.
15 min read
Insurance
Health Insurance Austria 2026: Public vs Private Guide
Moving to Austria? Understand ÖGK public cover, when private insurance is worth it, what the e-card does, costs in 2026 and how to register.
14 min read
Insurance
Baby Health Insurance Austria 2026: Baby Option Guide
Baby health insurance in Austria without health questions. How the baby option works, which insurers offer it, cost, deadlines and what ÖGK covers.
14 min read
Insurance
Private Health Insurance Tax Deductible Austria 2026
Private health insurance in Austria 2026: why premiums are no longer deductible since 2021, what self-employed can still claim, and how medical costs help.
12 min read
Insurance
Switch Health Insurance in Austria 2026: Honest Guide
Switching private health insurance in Austria: VersVG cancellation periods, health questions, durable-discount clawback. With sample letter.
18 min read
Insurance
Health Insurance Self-Employed Austria 2026: SVS Guide
SVS contribution 2026 from €37.48/month, lower the 20% co-payment to 5%, opting-out for freelancers, avoiding back-assessment. The complete guide.
16 min read
Insurance
Private Health Insurance Austria at 30: 2026 Expat Guide
Moving to Austria in your 30s? Whether private health insurance is worth it: real costs, ÖGK gaps, expat-specific waiting periods. Honest 2026 take.
16 min read
Insurance
Pet Insurance Austria 2026: Dogs, Cats & Coverage
Pet insurance Austria 2026: surgery cover, full health and dog liability explained. Find the right policy for dogs, cats and exotic pets in Austria.
12 min read
Insurance
Compare Legal Protection Insurance Austria 2026: 7 Criteria
Compare legal protection insurance in Austria 2026: 7 criteria, insurer landscape (D.A.S., ARAG, UNIQA), waiting period, coverage sum, deductible.
14 min read
Insurance
Home Insurance Austria 2026: The 7 Criteria Framework
Home insurance comparison Austria 2026: sum insured, deductible, natural disaster clauses, sublimits and liability bundling — key criteria explained.
12 min read
Insurance
EV Insurance Austria 2026: Tax & Coverage Explained
Electric vehicle insurance in Austria 2026: New motor-related insurance tax, battery protection, wallbox coverage. Compare EV insurance rates and save.
14 min read
Insurance
Car Insurance Austria 2026: Criteria & Decision Guide
Compare car insurance in Austria 2026: criteria, deductible effect, Bonus-Malus, EV tariffs and three example scenarios for the right choice.
15 min read
Insurance
UNIQA vs. Merkur Health Insurance Guide: Austria 2026
UNIQA or Merkur for private health insurance in Austria? Private room, specialist, Novum, premiums and switching explained. Honest 2026 guide.
14 min read
Insurance
Public Doctor Wait Times Austria 2026: Current Data
Public doctor wait times in Austria: up to 63 days for a specialist. Study data by specialty, region and tips to reduce your waiting time.
14 min read
Insurance
Outpatient Insurance Vienna 2026: Private Doctor Guide
Outpatient insurance in Vienna from EUR 25/month. Private doctor costs, OeGK reimbursement & providers in this 2026 guide.
14 min read
Insurance
Is Sonderklasse Insurance Worth It? Austria Guide 2026
Is Sonderklasse (private hospital room) insurance worth it in Austria? 10-question check, verified costs from EUR 80/month, providers and alternatives.
14 min read
Insurance
Private Health Insurance Over 50 in Austria: Worth It?
Private health insurance over 50 in Austria: costs, acceptance chances, pre-existing conditions, key add-ons and the long-term care question assessed.
15 min read
Insurance
Travel Insurance Austria 2026: Guide, Costs & Components
Travel insurance Austria: E-Card gap, health, cancellation, luggage. Costs from €30/year, modules, BMEIA travel advisories & pandemic clauses explained.
14 min read
Insurance
Private Liability Insurance Austria 2026: The Complete Guide
Private liability insurance Austria 2026: what it covers, recommended sum insured, rules for families, tenants, dog owners and rented-property damage.
13 min read
Insurance
Motorcycle Insurance Austria 2026: Cover & Teilkasko
Motorcycle insurance Austria 2026: mandatory liability (KFG § 59), Bonus-Malus levels 0–17, seasonal plates, Teilkasko and Vollkasko with example premiums.
12 min read
Insurance
Life Insurance in Austria 2026: Types, Costs & Tax Guide
Life insurance Austria 2026: term, whole life, unit-linked and the state-subsidised PZV pension product — coverage, tax rules and cancellation explained.
13 min read
Insurance
Household Insurance Austria 2026: The Complete Guide
Household insurance Austria 2026: contents and private liability for renters and owners. Coverage, sum insured, deductible, natural hazards, cancellation.
13 min read
Insurance
Home Insurance Austria 2026: Guide for Homeowners
Home insurance (Eigenheimversicherung) in Austria: what the building policy covers, when banks require it, how flood and earthquake clauses really work.
14 min read
Insurance
Health Insurance in Austria: The Complete 2026 Guide
How Austria's health insurance system works: statutory cover (ÖGK, SVS, BVAEB), e-card, Wahlarzt vs Kassenarzt and private supplementary insurance 2026.
20 min read
Insurance
E-Bike Insurance Austria 2026: The Complete Guide
E-bike insurance Austria 2026 — Pedelec, S-Pedelec, cargo bikes: KFG classification, theft and full-cover protection, battery clause and helmet rules.
min read
Insurance
Dog Insurance Austria 2026: Guide, Requirements & Cost
Dog insurance Austria 2026: Liability mandatory in 6 federal states. Surgery cover, full health insurance and listed-breed surcharge explained.
13 min read
Insurance
Cat Insurance Austria 2026: Surgery & Tariffs Explained
Cat insurance in Austria 2026: surgery cover, full health, indoor vs outdoor, providers, premium drivers and FAQ - an independent Austrian guide.
13 min read
Insurance
Bicycle Insurance Austria 2026: Theft & Coverage Guide
Bicycle insurance Austria 2026: when is it worth it, what household insurance covers, which lock requirements apply, and how to file a claim.
12 min read
Insurance
Private Accident Insurance Austria 2026: Guide
Private accident insurance Austria 2026: benefits, disability levels and progression explained. Why the statutory AUVA does not cover leisure accidents.
12 min read
Insurance
Special Class Insurance Deductible in Austria: Guide 2026
Deductible on special class (Sonderklasse) insurance Austria: models, break-even maths, provider overview and eight FAQs. 2026 guide.
14 min read
Insurance
Psychotherapy Insurance Austria 2026: Costs & Coverage
ÖGK pays 33.70 EUR per session for psychotherapy in Austria, while therapists charge 70 to 150 EUR. How supplementary insurance closes the gap.
14 min read
Insurance
Private Health Insurance Cost Austria 2026: Monthly Guide
What does private health insurance cost per month in Austria in 2026? Monthly premiums by age, tariff, and insurer, plus nine tips to save. Guide.
16 min read
Insurance
Wahlarzt ÖGK Reimbursement 2026: How Much You Get Back
How ÖGK reimburses a Wahlarzt (private doctor) bill in Austria: 80% rule explained, 42-month deadline, WAHonline since 2024, real refund rates by province.
14 min read
Insurance
Option Tariff Special Class After Accident Austria 2026
Option tariff special class after accident: from €8/month, Austrian providers, waiting periods, lifetime cost calculation. When the entry pays off.
12 min read
Insurance
MRI Wait Times Austria 2026: Public vs Private Cost
MRI wait times Austria 2026: public 14–40 days (Vienna 14–25 days), private 1–5 days from €270, real ÖGK reimbursement €75–110.
13 min read